EC Finance South Africa Student Loan 2025/2026

EC Finance South Africa Student Loan 2025/2026

EC Finance South Africa Student Loan 2025/2026: EC Finance is a seven-year-old company that is owner-run and based in Western Cape.

In order to get a cash advance or cash loan you must first complete and submit an application form. Keep in mind that EC Finance is not a direct lender, we will not provide loans to consumers; instead we aid in the process, so that you will get the loans that best match your needs.

Quick Links:

Learnerships in South Africa 2025/2026

NSFAS Application 2025/2026

Student Loans in South Africa 2025/2026

Fees and interest rates are dependent on the lender, which means different lenders may charge somewhat higher or lower fees. Interest rates are usually higher than those a bank would charge for a similar loan. Banks however, maintain stricter loan qualifications and issue loans only when certain requirements, like a good credit score, are met. The process of applying for a loan is generally lengthier than going with an online cash loan solution. It could take weeks to get approved and have funds disbursed with a bank loan. A cash advance loan takes a matter of minutes.

Responsible borrowing is imperative when getting back on the road to financial freedom.

Our service providers always tell you upfront what the cost of your loan will be. There are no catches or extra costs to worry about, providing you stick to your side of the deal. Our short term service providers have an annual interest rate of 32.10% to 60% APR. They also show you an example of the cost of an average loan to show you a clear breakdown of interest and fees. Included in this is their R 57,00 per month service fee that helps cover the cost of the administration of your account and an initiation fee which all fall in line with the National Credit Association (NCA). All of this is shown upfront so you can judge the cost of a loan before you accept your quotation. Fees include 14% VAT.

Contact EC Finance South Africa to Apply Now:

 Phone Number: 087 943 2500 / 021 200 6010
 Fax: 086 525 8611

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed